This Payment Methods page applies to purchases made through angelkissbag.us and explains the payment options and payment-related information applicable to orders placed on our website.

1. Available Payment Methods

Customers can select from the payment methods currently displayed at checkout.

Depending on the customer’s device, browser, location, and transaction eligibility, available payment methods may include:

• Visa
  
• Mastercard
  
• American Express
  
• UnionPay
  
• Apple Pay
  
• Google Pay
  
• Shop Pay
  

Some payment methods may not be available for every customer or every transaction.

The payment options displayed at checkout are the current payment methods available for the order and will take priority over the general information shown on this page.

Additional payment methods may be added, removed, or temporarily unavailable from time to time.

2. Secure Payment Processing

Payments are processed through the secure payment system available during checkout.

Payment information is transmitted through encrypted channels. Angelkiss does not directly receive or store customers’ complete card numbers or card security codes.

Depending on the bank, card issuer, device, or payment method selected, customers may be asked to complete additional verification, such as:

• A one-time verification code
  
• Bank or card confirmation
  
• 3D Secure authentication
  
• Device or account verification
  

These verification procedures are controlled by the relevant bank, card issuer, or payment service.

3. Payment Currency

Product prices and the applicable order currency are displayed during shopping and checkout.

The final amount and currency shown before payment is confirmed will apply to the transaction.

If the customer’s card or payment account uses a different currency, the bank or payment service may convert the amount and charge additional fees, including:

• Currency conversion fees
  
• Foreign transaction fees
  
• Cross-border processing fees
  
• Other financial institution charges
  

These charges are determined by the customer’s bank, card issuer, or payment service and are not charged or controlled by Angelkiss.

4. Payment Authorization

Submitting payment information does not necessarily mean that the payment has been successfully completed.

A transaction may:

• Remain temporarily pending
  
• Require additional verification
  
• Be declined by the bank or card issuer
  
• Be interrupted because of a technical or network issue
  

An order is generally considered successfully placed after the payment has been authorized or confirmed and an order confirmation has been generated.

We may contact the customer if additional information is reasonably required to verify the payment or order.

5. Payment Failure or Declined Transactions

If a payment fails or is declined, please check whether:

• The card or payment information was entered correctly
  
• The billing address matches the bank’s records
  
• The card has expired
  
• Sufficient funds or available credit are available
  
• Online or international payments are enabled
  
• Any required security verification has been completed
  
• The browser, device, or payment application is operating normally
  

Customers may try again, select another payment method displayed at checkout, or contact their bank or card issuer for further information.

For security and privacy reasons, Angelkiss may not be able to see the specific reason why a transaction was declined.

6. Pending or Duplicate Payment Displays

An unsuccessful or interrupted payment attempt may temporarily appear as pending or authorized in the customer’s bank or card account.

A pending authorization does not necessarily mean that the payment has been completed. The bank or card issuer may release the authorization automatically after its normal processing period.

If more than one completed charge appears for the same order, please contact us and provide:

• Order number, if available
  
• Payment date
  
• Charged amount
  
• A screenshot or transaction reference with sensitive information hidden
  

Do not send complete card numbers, card security codes, passwords, or other confidential financial information by email.

7. Changing a Payment Method

After payment has been successfully completed, the payment method normally cannot be changed.

If payment has not yet been completed, the customer may return to checkout and select another currently available payment method.

If a paid order is approved for cancellation, the refund will normally be issued to the original payment method.

8. Refunds

Approved refunds are normally issued to the original payment method used for the order.

After we initiate a refund, the bank, card issuer, or payment service may require additional processing time before the funds appear in the customer’s account.

Refunds normally cannot be redirected to another card, payment account, or person.

For complete refund conditions and procedures, please review our Returns, Refunds & Replacements Policy.

9. Payment Review and Fraud Prevention

To protect customers and reduce unauthorized transactions, an order may be reviewed before processing.

We may request reasonable information to verify:

• The purchaser’s identity
  
• Billing or delivery information
  
• Authorization to use the selected payment method
  
• Other transaction information reasonably required for verification
  

If required verification cannot be completed, the order may be delayed or cancelled. Any eligible refund will normally be returned to the original payment method.

Angelkiss will not ask customers to send complete card details, card security codes, online banking passwords, or payment account login information by email.

10. Contact Us

For assistance with a payment or order, please contact:

Email: contact@angelkissbag.us

Please include:

• Order number, if available
  
• Email address used during checkout
  
• Payment method selected
  
• A brief description of the issue
  

Please do not include complete card numbers, card security codes, passwords, or other confidential financial information.